About us

We restore credit so you can reclaim life.

BJ&K Family Solutions, LLC is built on one belief: everyone deserves a fair shot at the financial future they've worked for. That belief drives every dispute we file.

Our story

Built on trust, one client at a time.

Founder Brenda Davies started BJ&K Family Solutions, LLC to give people a fair shot at correcting inaccurate or unfair items on their credit report — without the runaround. Every dispute is handled personally, with clear answers about what we're doing, why, and what it costs.

We operate fully within the Fair Credit Reporting Act, serving families, first-time buyers, and small business owners who want a fair shot at rebuilding their credit.

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Due today to enroll

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Online & secure

1-on-1

Dedicated support

FCRA

Compliant process

What we stand for

Our core values

Transparency First

We tell you exactly what we're doing, why, and what it costs — every step of the way.

Fair & Compliant

Every action follows the Fair Credit Reporting Act. We fight within the rules, and we win within the rules.

People Over Scores

You're not a number to us. We treat every client like a neighbor with a future to protect.

Real Specialists

You get a dedicated, certified specialist — never a call center reading a script.

The people behind it

Meet Your Founder

BD

Brenda Davies

Founder, Owner & Credit Specialist

Brenda Pierce Davies is a dedicated Credit Repair Specialist, Financial Literacy Educator, and Veteran with a lifelong passion for service. She combines her deep knowledge of finance with her heart for mentorship to help everyday people repair their credit, understand financial literacy, and unlock life-changing approvals.

Read Brenda's full story

"We don't just fix credit reports. We restore confidence and open doors that were slammed shut."

— Brenda Davies, Founder

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