How it works

Simple process. Serious results.

No jargon, no surprises. Here's exactly what happens from sign-up to the day you watch your score climb past your goal.

Instant
01

Sign Up Online

You complete your enrollment entirely online through our secure self-service checkout — no phone call required to get started.

  • 100% online enrollment
  • Secure checkout
  • No call required
Days 1-3
02

Complete Your Onboarding

You'll get access to your secure client portal to complete your onboarding steps, typically within your first 1 to 3 days as a client.

  • Secure client portal
  • Guided onboarding steps
  • Self-paced, online
Day 3-7
03

Onboarding Call & Custom Strategy

Once your onboarding is complete, you'll be prompted to schedule your onboarding call — where your dedicated specialist walks you through your custom dispute and rebuilding strategy.

  • Schedule your call
  • Dedicated specialist
  • Personalized strategy
Ongoing
04

Active Repair, Education & Graduation

From there, we get to work — challenging inaccurate items every cycle, guiding you through credit education, and tracking your progress all the way to graduation. Every credit journey is different, so this phase doesn't follow a fixed timeline.

  • Active dispute cycles
  • Credit education & coaching
  • Personalized pace to graduation